- United States Longshore & Harbor Workers’ Compensation Act
- Defense Base Act
- Outer Continental Shelf Lands Act
- Nonappropriated Fund Instrumentalities Act
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With decades of experience in the maritime industry and a strong commitment to our members, AEU is the leading provider of USL&H to waterfront employers of all sizes.
Shipbuilders, ship repairers, marine terminal operators, stevedores, marine contractors and other waterfront employers may apply for ALMA membership through their insurance broker.
AEU is the program administrator for the American Longshore Mutual Association, Ltd. (ALMA), which is authorized by the Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers’ Compensation Act. ALMA’s unique structure as a group self-insurance fund gives us the freedom to be more creative in our underwriting, customizing programs for optimal results.
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A minimum of 10% of the company’s payroll must be USL&H exposure (unless incidental-only)
The below preferred classes may also have USL&H (possibly incidental-only) exposure:
In addition to USL&H coverage, AEU offers State Act workers’ compensation coverage on PMA Insurance Group and Great American Insurance Group paper.
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AEU has a binding authority with Lloyd’s of London Syndicate 1686 (managed by AXIS Managing Agency Limited) to provide MEL coverage.
Submission requirements for all accounts:
Completed and signed ACORD workers' compensation application
Currently-valued loss runs (five years preferred)*
Five-year gross payroll history*
Financials
Current NCCI Experience Modification Worksheet
Additional information which will assist in the quoting process:
Details on large claims
Explain any changes in operations over the last five years regarding payroll fluctuation or loss history
Safety programs
*For accounts less than $150,000 in premium, three years of currently-valued loss runs and payroll history may be accepted.
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