AEU is the program administrator for American Longshore Mutual Association (ALMA), a group self-insurance mutual based in Bermuda and authorized by the Department of Labor for USL&H coverage in all 50 states. Because this is a self-insurance mutual, we have the freedom to be more creative in our products and customize them for optimal results.
We are not subject to NCCI Filed Rates.

Download the USL&H Product Sheet

TARGET CLASSES

  • Shipbuilders
  • Stevedoring
  • Terminal Operators
  • Barge Repair
    • Ship Repair
    • Steamship Agents
    • Luxury Yacht Builders
    • Coal Docks

The following classes may also have USL&H (possibly incidental only) exposure:

  • Heating and A/C Contractors
  • Engine Repair
  • Fire Extinguisher Servicing
  • Sheet Metal Work
  • Architects and Engineers
  • Refrigeration Repair
  • Pest Control
  • Carpentry
  • Electricians
  • Welders
  • Painters
  • Wallboard Installation
  • Communications Repair
  • Crane Installations and Repair
  • Concrete/Cement Work

COVERAGES

  • United States Longshore & Harbor Workers’ Compensation Act
  • Defense Base Act
  • Outer Continental Shelf Lands Act
  • Non-Appropriated Fund and Instrumentalities Act
  • *Companion State Act Program in conjunction with the above coverages

PLANS INCLUDE

  • First Dollar
  • Loss Sensitive Ratings
  • Excess Over Qualified Self-Insurance
  • Deductible

LIMITS

  • Federal Acts: Statutory
  • Employer’s Liability: $1,000,000

MINIMUM PREMIUM

  • $12,000

CARRIER

  • U.S. Department of Labor Approved Self Insurance Group
  • *State Act Program: “A” Rated Carriers

AVAILABILITY

  • National; All account sizes - incidental to excess

CONTACT INFORMATION

Sandra Parker
T: 251.690.4251
E: sandra.parker@amequity.com

Tim Finnorn
T: 251.690.4253
E: timothy.finnorn@amequity.com