AEU is the program administrator for the American Longshore Mutual Association, Ltd. (ALMA), a group mutual association authorized by the Department of Labor for USL&H coverage in all 50 states. Because this is a mutual association, we have the freedom to be more creative in our underwriting, customizing programs for optimal results.  

To learn more about ALMA, please click here.

To request a quote, please contact us by clicking here

  • United States Longshore & Harbor Workers’ Compensation Act
  • Defense Base Act
  • Outer Continental Shelf Lands Act
  • Nonappropriated Fund Instrumentalities Act
  • Companion State Act Program in conjunction with the above coverages
Plans Include
  • Guaranteed Cost
  • Loss Sensitive Rating
  • Single and Multi-year Policies
  • Excess Over Qualified Self-Insurance
  • Deductible

Federal Acts: Statutory

Employer’s Liability: $1,000,000


American Longshore Mutual Association (ALMA)


National; All account sizes - incidental to excess

American Longshore Mutual Association, Ltd.(ALMA) is FATCA compliant having made an election under section 953 (d) with the Internal Revenue Service and is therefore treated as a domestic corporation for US tax purposes. In accordance with the U.S. Internal Revenue Service, ALMA will provide a W-9 as verification of its U.S. tax status.

If you require a W-9 or have any questions regarding FATCA compliance, please contact Jeanette Sander, Director of Credit and Compliance at The American Equity Underwriters, Inc. at phone (251) 690-4249, fax (251) 591-6201 or​.